Two actual instances in my work truck. Driving back from a job on a back road in a high wind situation and a large spruce tree beside the road decides to come down just as I'm driving by. Fortunately, it came down parallel to the road and not on top of me.
Just last month, sitting in my work truck parked and talking to a customer on the phone, sudden storm rolls in, bolt of lightning strikes the chain link fence in our compound and the clap of thunder startles me so bad, my head hits the roof, lol.