while trying to log in to free chat now . com upon visiting that specific address, there was no login section. i was prompted to agree to the rules or (TOS) again, which i did when i signed up, and my malware program blocked the site and suggested i did not go to it. however, "free chat now . com / forum/ " was the place where it had an actual login area listed on the page. i think some people are misdirecting traffic. which would not be totally alarming with a place like this.