No, but long time ago I was in a crash on an expressway when somebody cut me off and slowed down in very snowy conditions, I lost control and crashed against side railing. I thought I was going to hit the spot where railing has just begun head-on, but the car somehow missed it by a few inches. I thought for sure I was going to be in a very bad condition.
Have you ever forgotten about food you left in a small pot on the stove, for just a few days during busy time and it went all fuzzy and shit?