Jmoney Hi I am Itachi1992 and a moderator for FCN the bank is to so you can see the credits you currently have. What you have spent and who on. Also who you sent Credits to and it will also give you an option to refund the credits a person has sent you back to the person who sent you credits. So basically it works the same as a Bank IRL you can say it holds your credits and can give you the balance of how much you have and the transactions are like you account statement showing credits and deductions when you spend credits. Hope this helps you and have a great rest of your day Happy Chatting
And where to spend credits on? And why do I receive them without buying but cannot find any place to buy them at all... Still rather unclear, would be nice to know. thanks in advance JK: Banks IRL do not hand out free money as far as I know. If you have a bank that does, please let me know where to open my account
Credits/"money" is just for fun. You earn them by participating in chat and forum. https://www.freechatnow.com/forum/threads/new-chat-faq-read-this-before-you-ask.321/